Charles Motondo bought policies using personal details of two people in his congregation and then rang insurers posing as them.
The 40-year-old, who preached at a Pentecostal church in Leeds, had admitted fraud and money laundering.
Police said Motondo
"was completely immoral in his actions".
Leeds Crown Court heard Motondo used another person's information to buy a fake policy with an insurance company.
He later contacted insurers First Central claiming to be the policy holder, stating he had crashed his Vauxhall Corsa into a parked Range Rover and took full responsibility.
The parked car actually belonged to Motondo, who contacted insurers this time as himself and made a damages claim and one for the cost of a hire vehicle.
Inconsistencies were uncovered in his claim and it was eventually rejected.
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